Retirement Planning for Federal Employees - Law Enforcement/FERS Employees
September 1, 2010 - September 2, 2010

Is retirement knocking at your door? Are you ready to answer? This course will provide you with the know-how in order to take maximum advantage of available options and opportunities so that you can enjoy a comfortable retirement.  Topics to be discussed include:

Federal Retirement Systems

• FERS, Law Enforcement
• Annuity Calculation
• Creditable Service
• Deposit/Redeposit Options
• Annual and Sick Leave
• Disability Retirement
• Survivor Benefit Choices and Health Insurance
• Planning the Best Date to Retire
• COLA's
• Social Security and Medicare
• Highlights of Long-Term Care
• FEHB & FEGLI

Financial Planning

• Basic to advanced financial goals and concepts
• Investing in Turbulent Times
• TSP
  • The Basics
  • Borrowing and payback options
  • Overview of the funds including the L-Fund
  • Allocation options between funds
• Investments Beyond the TSP
• Understanding diversification and dollar-cost averaging
• Funding college education

Tax Planning

• Federal and State Taxation of your Annuity
• Normal Tax Shelters
• Sale of principal residence and recent changes in the law
• Traditional and Roth IRAs/Voluntary Contribution Opportunity
• TSP Withdrawal
• Self Employment Structure and Planning